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The Treasury Department's customer due-diligence rule has forced U.S. credit unions to re-evaluate the risks posed by corporate clients, but the industry faces a unique challenge: strict limits governing the closure of accounts, sources told ACAMS moneylaundering.com. The CDD rule, issued by the department's Financial Crimes Enforcement Network, or FinCEN, requires banks, credit unions and other institutions to obtain details on individuals who own at least 25 percent of a legal entity that opened an account on or after May 11, and at least one individual who manages that legal entity's operations. Financial institutions must also identify the beneficial owners...